IWB GLOBAL PODCAST

Adjustable Rate Mortgage (ARM): When the Cost of Financing Can Change

An adjustable interest rate does not remain fixed throughout the life of a loan. It may be linked to a specific index, causing payments to increase or decrease over time. In this episode, we explore how an Adjustable Rate Mortgage (ARM) works, what can cause the rate to change, and why understanding its adjustments, limits, and risks is essential before taking on real estate financing.